/* ============================================================
   CREDIT IPOTECAR – Offers Page
   Design system matching credit-ipotecar.ro
   Navy #0a1628 | Gold #f0a500 | Deep Navy #001f3f
   ============================================================ */

:root{
  --navy:#0a1628;
  --navy-mid:#001f3f;
  --navy-deep:#002349;
  --gold:#f0a500;
  --gold-dark:#d4920a;
  --gold-light:#ffc93c;
  --gold-bg:rgba(240,165,0,.12);
  --pink:#FFF8EE;
  --bg:#ffffff;
  --surface:#fff;
  --off-white:#FAFBFC;
  --gray-100:#f4f6f9;
  --gray-200:#e8ecf1;
  --gray-300:#d0d7e2;
  --gray-400:#a8b3c4;
  --gray-500:#6b7a8d;
  --gray-700:#374151;
  --gray-900:#111827;
  --red:#d90429;
  --border:var(--gray-200);
  --border-2:var(--gray-300);
  --ink:var(--navy);
  --muted:var(--gray-500);
  --subtle:var(--gray-500);
  --green:var(--navy);
  --green-d:var(--navy-mid);
  --green-m:var(--navy-deep);
  --r:3px;
  --r-sm:3px;
  --r-lg:3px;
  --r-full:3px;
  --font:'Inter','Open Sans',system-ui,sans-serif;
  --serif:var(--font);
  --shadow-sm:0 1px 3px rgba(0,0,0,.08),0 1px 2px rgba(0,0,0,.06);
  --shadow-md:0 4px 16px rgba(0,0,0,.1),0 2px 6px rgba(0,0,0,.06);
  --shadow-lg:0 10px 40px rgba(0,0,0,.12),0 4px 16px rgba(0,0,0,.08);
  --shadow-xl:0 20px 60px rgba(0,0,0,.16);
  --shadow-gold:0 8px 32px rgba(240,165,0,.28);
  --ease:cubic-bezier(.25,.46,.45,.94);
  --pad:clamp(16px,4vw,24px);
  --container:1200px;
  --header-h:72px
}

*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-font-smoothing:antialiased;-webkit-text-size-adjust:100%;font-size:16px}
body{font-family:var(--font);background:var(--bg);color:var(--gray-700);min-height:100vh;overflow-x:hidden;line-height:1.7}
a{text-decoration:none;color:inherit}
img{max-width:100%;display:block;height:auto}
button{font-family:var(--font);cursor:pointer;border:none;background:none}
input,select,textarea{font-family:inherit}

/* ---- HEADER (identic cu index.html) ---- */
.site-header{
  background:var(--bg);position:fixed;top:0;left:0;right:0;z-index:200;
  height:var(--header-h);border-bottom:1px solid var(--gray-200);
  transition:box-shadow .3s ease
}
.site-header.scrolled{box-shadow:var(--shadow-md)}
.header-inner{
  display:flex;justify-content:space-between;align-items:center;
  max-width:var(--container);margin:0 auto;
  padding:0 var(--pad);height:var(--header-h);gap:24px
}
.logo{display:flex;align-items:center;gap:10px;flex-shrink:0}
.logo-text{font-size:1.25rem;font-weight:700;color:var(--navy);letter-spacing:-.02em}
.logo-text strong{color:var(--gold)}
.main-nav{display:none;flex:1;justify-content:center}
.nav-list{display:flex;align-items:center;gap:2px;list-style:none;padding:0;margin:0}
.nav-link{
  color:var(--gray-700);font-size:.875rem;font-weight:500;
  padding:8px 12px;border-radius:var(--r-sm);
  transition:all .15s ease;white-space:nowrap;position:relative;
  text-decoration:none;display:inline-flex;align-items:center
}
.nav-link::after{
  content:'';position:absolute;bottom:2px;left:12px;right:12px;
  height:2px;background:var(--gold);transform:scaleX(0);
  transition:transform .2s ease;border-radius:var(--r-full)
}
.nav-link:hover{color:var(--navy)}
.nav-link:hover::after{transform:scaleX(1)}
.nav-link.active{color:var(--navy);font-weight:600}
.nav-link.active::after{transform:scaleX(1)}
.nav-link--cta{
  background:var(--gold)!important;color:var(--navy)!important;
  font-weight:600!important;padding:8px 16px!important;
  border-radius:var(--r-sm)!important;margin-left:4px
}
.nav-link--cta::after{display:none!important}
.nav-link--cta:hover{background:var(--gold-dark)!important}
.nav-item--dropdown{position:relative}
.nav-link--has-dropdown svg{transition:transform .2s ease}
.nav-item--dropdown:hover .nav-link--has-dropdown svg{transform:rotate(180deg)}
.nav-dropdown{
  position:absolute;top:100%;left:0;background:#fff;
  border:1px solid var(--gray-200);border-radius:var(--r-sm);
  box-shadow:var(--shadow-lg);min-width:240px;padding:8px 0;
  opacity:0;visibility:hidden;transform:translateY(8px);
  transition:all .2s ease;z-index:300
}
.nav-item--dropdown:hover .nav-dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.nav-dropdown a{display:block;padding:10px 18px;font-size:.8125rem;color:var(--gray-700);font-weight:500;transition:all .15s;text-decoration:none}
.nav-dropdown a:hover{background:var(--gray-100);color:var(--navy)}
.header-actions{display:flex;align-items:center;gap:12px;flex-shrink:0}
.btn-ghid{
  display:none;align-items:center;gap:8px;background:var(--gold);
  color:var(--navy);font-size:.875rem;font-weight:700;
  padding:7.2px 16px;border-radius:var(--r-sm);text-decoration:none;
  transition:all .15s ease
}
.btn-ghid:hover{background:var(--gold-dark)}
.btn-ghid i{font-size:14px}
.hamburger{
  display:flex;flex-direction:column;justify-content:center;gap:5px;
  width:44px;height:44px;padding:10px;border-radius:var(--r-sm)
}
.hamburger span{display:block;height:2px;width:22px;background:var(--navy);border-radius:var(--r-full);transition:all .25s var(--ease)}
.hamburger.open span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}
.hamburger.open span:nth-child(2){opacity:0;transform:scaleX(0)}
.hamburger.open span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
/* Mobile Nav Overlay + Drawer */
.mobile-nav-overlay{position:fixed;inset:0;background:rgba(10,22,40,.5);z-index:198;opacity:0;pointer-events:none;transition:opacity .3s ease}
.mobile-nav-overlay.open{opacity:1;pointer-events:all}
.mobile-nav{
  position:fixed;top:0;right:0;width:min(320px,85vw);height:100%;
  background:var(--bg);z-index:199;padding:80px var(--pad) 32px;
  display:flex;flex-direction:column;gap:4px;
  transform:translateX(100%);transition:transform .35s cubic-bezier(.4,0,.2,1);
  overflow-y:auto;box-shadow:var(--shadow-xl)
}
.mobile-nav.open{transform:translateX(0)}
.mobile-nav__close{
  position:absolute;top:20px;right:20px;width:36px;height:36px;
  border-radius:50%;border:1px solid var(--gray-200);background:var(--gray-100);
  color:var(--gray-700);font-size:16px;display:flex;align-items:center;
  justify-content:center;cursor:pointer;transition:all .15s
}
.mobile-nav__close:hover{background:var(--gray-200);color:var(--navy)}
.mobile-nav__list{list-style:none;padding:0;margin:0;display:flex;flex-direction:column;gap:2px}
.mobile-nav__list>li>a,.mobile-nav__dropdown-toggle>a{
  display:block;padding:12px 16px;font-size:1.125rem;font-weight:500;
  color:var(--gray-700);text-decoration:none;border-radius:var(--r-sm);transition:all .15s
}
.mobile-nav__list>li>a:hover,.mobile-nav__dropdown-toggle>a:hover{background:var(--gray-100);color:var(--navy)}
.mobile-nav__dropdown-toggle{display:flex;align-items:center}
.mobile-nav__dropdown-toggle>a{flex:1}
.mobile-nav__arrow{
  width:36px;height:36px;display:flex;align-items:center;justify-content:center;
  border:none;background:none;color:var(--gray-500);cursor:pointer;border-radius:var(--r-sm);transition:all .15s
}
.mobile-nav__arrow:hover{background:var(--gray-100);color:var(--navy)}
.mobile-nav__arrow.open i{transform:rotate(180deg)}
.mobile-nav__sub{list-style:none;padding:0 0 0 16px;margin:0}
.mobile-nav__sub li a{display:block;padding:10px 16px;font-size:.9375rem;color:var(--gray-500);text-decoration:none;border-radius:var(--r-sm);transition:all .15s}
.mobile-nav__sub li a:hover{color:var(--navy);background:var(--gray-100)}
.mobile-nav__contact{margin-top:auto;padding-top:24px;border-top:1px solid var(--gray-200);display:flex;flex-direction:column;gap:12px}
.mobile-nav__contact a{font-size:.875rem;color:var(--gray-500);display:flex;align-items:center;gap:10px;padding:8px 0;text-decoration:none;transition:color .15s}
.mobile-nav__contact a:hover{color:var(--navy)}
.mobile-nav__contact i{color:var(--gold);width:16px}
/* Body padding for fixed header */
body{padding-top:var(--header-h)}
@media(min-width:1024px){.main-nav{display:flex}.hamburger{display:none}.btn-ghid{display:inline-flex}}
@media(max-width:767px){.site-header{height:60px}.header-inner{height:60px}.logo-text{font-size:1.1rem}body{padding-top:60px}}

/* ---- FILTER BAR ---- */
.filter-bar{
  background:linear-gradient(135deg,var(--navy) 0%,var(--navy-mid) 50%,var(--navy-deep) 100%);
  padding:18px 0;box-shadow:0 4px 24px rgba(0,0,0,.15);position:relative;overflow:hidden
}
.filter-bar::before{
  content:'';position:absolute;top:-100px;right:-50px;
  width:300px;height:300px;border-radius:50%;
  background:var(--gold);opacity:.05;pointer-events:none
}
.filter-bar-inner{padding:0 var(--pad);max-width:var(--container);margin:0 auto;position:relative;z-index:1;box-sizing:border-box}
.filter-bar-head{display:flex;align-items:baseline;justify-content:space-between;flex-wrap:wrap;gap:8px;margin-bottom:14px}
.filter-bar-title{font-size:.75rem;font-weight:700;color:rgba(255,255,255,.75);letter-spacing:.08em;text-transform:uppercase;display:flex;align-items:center;gap:6px}
.filter-bar-title i{color:var(--gold)}
.filter-bar-sum{font-size:.75rem;color:rgba(255,255,255,.6)}
.filter-bar-sum strong{color:var(--gold);font-weight:700;font-size:.8125rem}
.fg{display:grid;grid-template-columns:repeat(2,1fr);gap:10px;width:100%}
.ff{display:flex;flex-direction:column;gap:5px;min-width:0}
.ff label{font-size:.6875rem;font-weight:600;color:rgba(255,255,255,.65);letter-spacing:.05em;text-transform:uppercase}
.ff input,.ff select{
  background:rgba(255,255,255,.1);border:1.5px solid rgba(255,255,255,.18);
  border-radius:var(--r-sm);padding:9px 11px;font-size:.875rem;font-weight:500;
  color:#fff;width:100%;transition:all .15s ease;outline:none;
  appearance:none;-webkit-appearance:none
}
.ff input:focus,.ff select:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(240,165,0,.2)}
.ff-sel{position:relative}
.ff-sel select{padding-right:28px;cursor:pointer}
.ff-sel::after{content:'';position:absolute;right:10px;top:50%;transform:translateY(-50%);border:4px solid transparent;border-top:5px solid rgba(255,255,255,.6);pointer-events:none}
.ff select option{background:var(--navy);color:#fff}
.tb{display:none}

/* ---- MAIN AREA ---- */
.main-area{padding:20px var(--pad) 60px;max-width:var(--container);margin:0 auto}
.main-grid{display:grid;grid-template-columns:1fr;gap:20px}

/* Offers meta */
.offers-meta{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap;gap:8px;padding:10px 0;margin-bottom:14px;border-bottom:1px solid var(--gray-200)}
.offers-meta-count{font-size:.75rem;font-weight:600;color:var(--gray-500);letter-spacing:.05em;text-transform:uppercase}
.offers-meta-count strong{color:var(--navy);font-size:.875rem}
.offers-meta-sort{font-size:.75rem;color:var(--gray-500);display:flex;align-items:center;gap:5px}
.offers-meta-sort i{color:var(--gold)}

/* ---- OFFER CARDS ---- */
.offer{
  background:var(--surface);border:1.5px solid var(--gray-200);
  border-radius:var(--r-lg);margin-bottom:12px;
  transition:all .2s var(--ease);overflow:hidden;position:relative
}
.offer:hover{border-color:rgba(240,165,0,.4);box-shadow:var(--shadow-md);transform:translateY(-1px)}
.offer.is-best{border-color:var(--gold);border-width:2px}
.offer.is-compared{border-color:var(--gold);border-width:2px}
.offer-best-pill{
  position:absolute;top:0;left:0;
  background:var(--gold);color:var(--navy);
  font-size:.625rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;
  padding:4px 12px 4px 14px;border-radius:0 0 var(--r-sm) 0;
  display:flex;align-items:center;gap:5px;z-index:1
}
.offer-best-pill i{color:var(--navy);font-size:10px}
.offer-body{display:flex;flex-direction:column}
.offer.is-best .offer-body{padding-top:24px}
.offer-bank{padding:16px;border-bottom:1px solid var(--gray-200);display:flex;flex-direction:column;justify-content:center}
.offer-bank-name{min-height:38px;display:flex;align-items:center}
.offer-bank-product{font-size:.8125rem;color:var(--gray-500);margin-top:5px;line-height:1.4}
.offer-tags{display:flex;flex-wrap:wrap;gap:5px;margin-top:9px}
.offer-tag{
  font-size:.6875rem;font-weight:600;color:var(--navy);
  background:rgba(240,165,0,.1);padding:3px 8px;
  border-radius:var(--r-full);display:flex;align-items:center;gap:4px
}
.offer-tag i{font-size:9px;color:var(--gold-dark)}

/* Rates */
.offer-rates{display:grid;grid-template-columns:repeat(3,1fr);border-bottom:1px solid var(--gray-200)}
.offer-rate{padding:14px 12px;text-align:center;border-right:1px solid var(--gray-200);display:flex;flex-direction:column;align-items:center;justify-content:center}
.offer-rate:last-child{border-right:none}
.offer-rate-label,.offer-rate-lbl{font-size:.625rem;font-weight:700;color:var(--gray-500);text-transform:uppercase;letter-spacing:.05em;margin-bottom:3px;min-height:34px;display:flex;align-items:center;justify-content:center;text-align:center}
.offer-rate-sub,.offer-rate-from{font-size:.625rem;color:var(--gray-400);margin-bottom:4px}
.offer-rate-val{font-size:1.375rem;font-weight:800;color:var(--navy);line-height:1}
.offer-rate-val.gold,.offer-rate-val.ra{color:var(--gold-dark)}
.offer-rate-val.green,.offer-rate-val.rg{color:var(--navy)}
.offer-rate-unit{font-size:.6875rem;color:var(--gray-500);margin-top:3px}

/* Action buttons */
.offer-actions{display:grid;grid-template-columns:1fr 1fr 1fr}
.btn-elig{
  background:var(--gold);color:var(--navy);border:none;
  padding:13px 8px;font-size:.75rem;font-weight:700;
  display:flex;align-items:center;justify-content:center;gap:5px;
  transition:all .15s;border-radius:0
}
.btn-elig:hover{background:var(--gold-dark)}
.btn-det{
  background:var(--surface);color:var(--navy);border:none;
  border-left:1px solid var(--gray-200);border-right:1px solid var(--gray-200);
  padding:13px 8px;font-size:.75rem;font-weight:600;
  display:flex;align-items:center;justify-content:center;gap:5px;transition:background .15s
}
.btn-det:hover{background:var(--gray-100)}
.btn-cmp{
  background:var(--navy);color:#fff;border:none;
  padding:13px 8px;font-size:.75rem;font-weight:700;
  display:flex;align-items:center;justify-content:center;gap:5px;
  transition:all .15s;border-radius:0 0 var(--r-lg) 0
}
.btn-cmp:hover{background:var(--navy-mid)}
.btn-cmp.active{background:var(--navy-mid);box-shadow:inset 0 2px 4px rgba(0,0,0,.15)}

/* Offer footer */
.offer-foot{
  background:var(--gray-100);border-top:1px solid var(--gray-200);
  padding:10px 14px;display:flex;align-items:center;gap:10px;
  flex-wrap:wrap;font-size:.75rem;color:var(--gray-500)
}
.offer-foot strong{color:var(--navy);font-size:.8125rem;font-weight:700}
.offer-foot em{color:var(--gold-dark);font-style:normal;font-size:.6875rem}
.offer-foot-sep{width:1px;height:14px;background:var(--gray-300);flex-shrink:0}
.offer-savings{
  font-size:.6875rem;font-weight:700;color:var(--navy);
  background:rgba(240,165,0,.1);padding:4px 10px;
  border-radius:var(--r-full);white-space:nowrap;
  display:inline-flex;align-items:center;gap:4px
}

.no-results{text-align:center;padding:48px 20px;color:var(--gray-500)}
.no-results i{font-size:32px;color:var(--gray-300);margin-bottom:12px;display:block}

/* ---- SIDEBAR ---- */
.sidebar{display:none}
.sb-head{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  color:#fff;padding:18px 20px
}
.sb-head h3{font-family:var(--font);font-size:1.0625rem;font-weight:700;margin-bottom:6px}
.sb-head p{font-size:.75rem;color:rgba(255,255,255,.6);line-height:1.5}
.sb-slots{padding:12px 16px 4px}
.sb-slot{display:flex;align-items:center;gap:10px;padding:10px 0;border-bottom:1px solid var(--gray-200)}
.sb-slot:last-child{border-bottom:none}
.sb-dot{
  width:18px;height:18px;border-radius:50%;border:2px solid var(--gray-300);
  flex-shrink:0;display:flex;align-items:center;justify-content:center;
  transition:all .2s;font-size:9px
}
.sb-dot.filled{background:var(--gold);border-color:var(--gold);color:#fff}
.sb-txt{font-size:.8125rem;color:var(--gray-500);flex:1;line-height:1.3;min-width:0}
.sb-txt.active{color:var(--navy);font-weight:500}
.sb-txt .sb-bank{font-weight:600;color:var(--navy);font-size:.75rem}
.sb-txt .sb-rate{font-size:.6875rem;color:var(--gray-500);margin-top:2px;display:block}
.sb-rm{
  width:22px;height:22px;border-radius:50%;background:var(--gray-100);
  border:1px solid var(--gray-200);display:flex;align-items:center;
  justify-content:center;font-size:10px;color:var(--gray-500);
  cursor:pointer;flex-shrink:0;transition:all .15s
}
.sb-rm:hover{background:#fee2e2;color:#b91c1c;border-color:#fca5a5}
.sb-foot{padding:12px 16px 16px}
.sb-go{
  width:100%;padding:12px;background:var(--gold);color:var(--navy);
  border:none;border-radius:var(--r-sm);font-family:var(--font);
  font-size:.8125rem;font-weight:700;cursor:pointer;
  display:flex;align-items:center;justify-content:center;gap:6px;
  transition:all .15s
}
.sb-go:hover:not(:disabled){background:var(--gold-dark)}
.sb-go:disabled{opacity:.45;cursor:not-allowed}

/* ---- COMPARE OVERLAY ---- */
.cmp-overlay{position:fixed;inset:0;background:rgba(0,0,0,.5);z-index:500;display:none;flex-direction:column}
.cmp-overlay.open{display:flex}
.ov-head{background:var(--navy);color:#fff;padding:16px var(--pad);display:flex;align-items:center;gap:14px;flex-shrink:0}
.ov-back{
  background:rgba(255,255,255,.12);border:none;color:#fff;
  padding:8px 14px;border-radius:var(--r-sm);font-family:var(--font);
  font-size:.8125rem;font-weight:600;cursor:pointer;
  display:flex;align-items:center;gap:6px;transition:background .15s
}
.ov-back:hover{background:rgba(255,255,255,.2)}
.ov-title{font-size:.9375rem;font-weight:600}
.ov-inner{padding:24px var(--pad);overflow-y:auto;flex:1;background:var(--off-white)}
.ov-cards{display:flex;gap:12px;margin-bottom:20px;overflow-x:auto;padding-bottom:4px}
.ov-card{
  background:var(--surface);border:1.5px solid var(--gray-200);
  border-radius:var(--r);padding:14px;min-width:160px;flex:1;
  position:relative;max-width:220px
}
.ov-card-bank{font-size:.8125rem;font-weight:700;margin-bottom:3px;color:var(--navy)}
.ov-card-prod{font-size:.6875rem;color:var(--gray-500);margin-bottom:8px;line-height:1.4}
.ov-card-rate{display:flex;justify-content:space-between;font-size:.75rem;margin-bottom:4px}
.ov-card-rate span{color:var(--gray-500)}
.ov-card-rate strong.g{color:var(--navy);font-weight:700}
.ov-card-rate strong.a{color:var(--gold-dark);font-weight:700}
.ov-card-rm{
  position:absolute;top:8px;right:8px;width:22px;height:22px;
  border-radius:50%;background:var(--gray-100);border:1px solid var(--gray-200);
  font-size:11px;color:var(--gray-500);cursor:pointer;
  display:flex;align-items:center;justify-content:center;transition:all .15s
}
.ov-card-rm:hover{background:#fee2e2;color:#b91c1c}
.ov-tbl-wrap{overflow-x:auto;border-radius:var(--r);border:1.5px solid var(--gray-200)}
.ov-tbl{width:100%;border-collapse:collapse;font-size:.8125rem}
.ov-tbl th{background:var(--navy);color:#fff;padding:12px 14px;text-align:left;font-size:.75rem;font-weight:600;white-space:nowrap}
.ov-tbl td{padding:11px 14px;border-bottom:1px solid var(--gray-200);vertical-align:middle}
.ov-tbl tr:last-child td{border-bottom:none}
.ov-tbl tr:nth-child(even) td{background:var(--gray-100)}
.ov-tbl .lbl{color:var(--gray-500);font-size:.75rem;font-weight:600;white-space:nowrap}
.ov-tbl .vg{color:var(--navy);font-weight:700}
.ov-tbl .va{color:var(--gold-dark);font-weight:700}
.ov-btns{display:flex;flex-wrap:wrap;gap:10px;margin-top:20px;padding-top:20px;border-top:1px solid var(--gray-200)}
.ov-btn{
  flex:1;min-width:180px;padding:12px 16px;background:var(--gold);
  color:var(--navy);border:none;border-radius:var(--r-sm);
  font-family:var(--font);font-size:.8125rem;font-weight:700;
  cursor:pointer;display:flex;align-items:center;justify-content:center;
  gap:6px;transition:all .15s
}
.ov-btn:hover{background:var(--gold-dark)}

/* ---- DETAIL DRAWER ---- */
.dp-panel{
  background:var(--surface);width:min(480px,100%);height:100%;
  overflow-y:auto;transform:translateX(100%);
  transition:transform .3s var(--ease);display:flex;flex-direction:column
}
.dp-head{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  color:#fff;padding:20px;display:flex;align-items:flex-start;
  justify-content:space-between;gap:12px;flex-shrink:0
}
.dp-head h2{font-family:var(--font);font-size:1.1875rem;font-weight:700;line-height:1.3}
.dp-close{
  background:rgba(255,255,255,.12);border:none;color:#fff;
  width:32px;height:32px;border-radius:50%;cursor:pointer;font-size:15px;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .15s
}
.dp-close:hover{background:rgba(255,255,255,.25)}
.dp-body{padding:20px;flex:1}
.dp-sec{margin-bottom:22px}
.dp-sec-title{
  font-size:.6875rem;font-weight:700;color:var(--gray-500);
  text-transform:uppercase;letter-spacing:.1em;margin-bottom:12px;
  padding-bottom:8px;border-bottom:1px solid var(--gray-200)
}
.dp-grid{display:grid;grid-template-columns:1fr;gap:10px}
.dp-item{display:flex;flex-direction:column;gap:2px}
.dp-item label{font-size:.6875rem;font-weight:600;color:var(--gray-500);text-transform:uppercase;letter-spacing:.04em}
.dp-item span{font-size:.875rem;color:var(--navy);font-weight:500}
.dp-item span.dg{color:var(--navy);font-weight:700}
.dp-item span.da{color:var(--gold-dark);font-weight:700}
.dp-conds{list-style:none;display:flex;flex-direction:column;gap:8px}
.dp-conds li{display:flex;align-items:flex-start;gap:9px;font-size:.8125rem;color:var(--gray-500);line-height:1.5}
.dp-conds li i{color:var(--gold);font-size:13px;margin-top:1px;flex-shrink:0}
.dp-foot{padding:16px 20px;border-top:1px solid var(--gray-200);display:flex;gap:10px;flex-shrink:0}

/* Rates in detail panel */
.dp-rates{display:grid;grid-template-columns:repeat(3,1fr);gap:0;margin-bottom:20px;border:1.5px solid var(--gray-200);border-radius:var(--r);overflow:hidden}
.dp-rate-item{padding:14px 12px;text-align:center;border-right:1px solid var(--gray-200);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:2px}
.dp-rate-item:last-child{border-right:none}
.dp-rate-lbl{font-size:.625rem;font-weight:700;color:var(--gray-500);text-transform:uppercase;letter-spacing:.05em}
.dp-rate-val{font-size:1.375rem;font-weight:800;line-height:1;color:var(--navy)}
.dp-rate-val.rg{color:var(--navy)}
.dp-rate-val.ra{color:var(--gold-dark)}
.dp-rate-note{font-size:.6875rem;color:var(--gray-500)}

/* ---- MODAL ---- */
.modal-bg{
  position:fixed;inset:0;background:rgba(10,22,40,.45);z-index:900;
  opacity:0;pointer-events:none;transition:opacity .25s;
  display:flex;align-items:center;justify-content:center;padding:16px
}
.modal-bg.open{opacity:1;pointer-events:all}
.modal{
  background:var(--surface);border-radius:var(--r-lg);width:100%;
  max-width:480px;max-height:90vh;overflow-y:auto;
  box-shadow:var(--shadow-xl);
  transform:scale(.95) translateY(12px);transition:transform .25s var(--ease)
}
.modal-bg.open .modal{transform:scale(1) translateY(0)}
.modal-head{
  background:linear-gradient(135deg,var(--navy),var(--navy-mid));
  color:#fff;padding:18px 20px;border-radius:var(--r-lg) var(--r-lg) 0 0;
  display:flex;justify-content:space-between;align-items:center;gap:12px
}
.modal-head h2{font-family:var(--font);font-size:1.125rem;font-weight:700}
.modal-close{
  background:rgba(255,255,255,.12);border:none;color:#fff;
  width:30px;height:30px;border-radius:50%;cursor:pointer;font-size:14px;
  display:flex;align-items:center;justify-content:center;flex-shrink:0;transition:background .15s
}
.modal-close:hover{background:rgba(255,255,255,.25)}
.modal-body{padding:20px}
.modal-body p{font-size:.875rem;color:var(--gray-500);margin-bottom:16px;line-height:1.6}
.form-group{margin-bottom:16px}
.form-group label{display:block;font-size:.75rem;font-weight:600;color:var(--navy);margin-bottom:6px}
.form-group input,.form-group select{
  width:100%;border:1.5px solid var(--gray-300);border-radius:var(--r-sm);
  padding:11px 13px;font-family:var(--font);font-size:.875rem;
  color:var(--navy);background:#fff;transition:all .15s;outline:none
}
.form-group input:focus,.form-group select:focus{border-color:var(--gold);box-shadow:0 0 0 3px rgba(240,165,0,.12)}
.form-check{display:flex;align-items:flex-start;gap:10px;font-size:.75rem;color:var(--gray-500);margin-bottom:16px;line-height:1.5}
.form-check input{width:16px;height:16px;margin-top:1px;accent-color:var(--gold);flex-shrink:0}
.form-check a{color:var(--navy);font-weight:600}
.btn-submit{
  width:100%;background:var(--gold);color:var(--navy);border:none;
  padding:14px;border-radius:var(--r-sm);font-family:var(--font);
  font-size:.875rem;font-weight:700;cursor:pointer;transition:all .15s;
  display:flex;align-items:center;justify-content:center;gap:8px;
  box-shadow:var(--shadow-gold)
}
.btn-submit:hover{background:var(--gold-dark)}

/* ---- FOOTER ---- */
.footer{
  background:var(--navy);color:rgba(255,255,255,.65);
  padding:40px var(--pad) 20px;margin-top:40px
}
.ft-grid{display:grid;grid-template-columns:1fr;gap:28px;margin-bottom:28px;max-width:var(--container);margin-left:auto;margin-right:auto}
.ft-brand img{height:34px;width:auto;margin-bottom:12px;filter:brightness(0) invert(1)}
.ft-brand .ft-logo-text{font-size:1.25rem;font-weight:700;color:#fff;margin-bottom:12px;letter-spacing:-.02em}
.ft-brand .ft-logo-text strong{color:var(--gold)}
.ft-brand p{font-size:.8125rem;line-height:1.65;max-width:280px;margin-top:8px}
.ft-col h3,.ft-col h4{font-size:.6875rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--gold);margin-bottom:10px}
.ft-col a,.ft-col p{display:block;font-size:.8125rem;margin-bottom:6px;color:rgba(255,255,255,.55);transition:color .15s}
.ft-col a:hover{color:#fff}
.ft-col i{color:var(--gold);width:14px;margin-right:6px}
.ft-bottom{
  padding-top:18px;border-top:1px solid rgba(255,255,255,.1);
  display:flex;justify-content:space-between;font-size:.75rem;
  color:rgba(255,255,255,.45);flex-wrap:wrap;gap:8px;
  max-width:var(--container);margin:0 auto
}

/* ---- UTILITIES ---- */
.toast{
  position:fixed;bottom:20px;right:16px;left:16px;max-width:360px;
  margin:0 auto;background:var(--navy);color:#fff;
  padding:13px 18px;border-radius:var(--r);font-size:.875rem;font-weight:500;
  box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;
  transition:opacity .25s,transform .25s var(--ease);transform:translateY(8px);z-index:9999
}
.toast.show{opacity:1;pointer-events:all;transform:translateY(0)}
.scroll-top{
  position:fixed;bottom:20px;right:16px;width:40px;height:40px;
  border-radius:50%;background:var(--gold);color:var(--navy);
  border:none;cursor:pointer;font-size:15px;
  display:flex;align-items:center;justify-content:center;
  box-shadow:var(--shadow-lg);opacity:0;pointer-events:none;
  transition:opacity .25s,transform .2s;z-index:100
}
.scroll-top.show{opacity:1;pointer-events:all}
.scroll-top:hover{transform:translateY(-2px)}
.bank-logo-img{height:34px;width:auto;max-width:130px;object-fit:contain;display:block}
.bank-logo-img-sm{height:20px;width:auto;max-width:110px;object-fit:contain;display:block}
.bank-pill-logo{height:28px;width:auto;max-width:110px;object-fit:contain;display:block;filter:brightness(0) invert(1)}
.bank-pill--logo{padding:10px 16px;display:flex;align-items:center;justify-content:center;overflow:hidden}
.bank-pill--logo:hover .bank-pill-logo{filter:none}
.ov-card-bank-logo{max-height:28px;width:auto;max-width:100px;object-fit:contain}


@media(min-width:1200px){.filter-bar-inner{max-width:1320px;padding:0 24px}}
/* ---- RESPONSIVE ---- */
@media(min-width:600px){.fg{grid-template-columns:repeat(3,1fr)}}
@media(min-width:768px){
  .tb{display:block}
  .fg{grid-template-columns:repeat(4,1fr)}
  .ft-grid{grid-template-columns:2fr 1fr 1fr}
  .dp-grid{grid-template-columns:1fr 1fr}
  .toast{left:auto;right:24px;margin:0}
  .scroll-top{right:24px}
}
@media(min-width:1024px){
  .fg{grid-template-columns:repeat(7,1fr);width:100%}
  .main-grid{grid-template-columns:1fr 300px}
  .sidebar{display:block;background:var(--surface);border:1.5px solid var(--gray-200);border-radius:var(--r-lg);overflow:hidden}
  .sidebar.sticky-sidebar{position:sticky;top:80px}
  .offer-body{flex-direction:row;align-items:stretch}
  .offer.is-best .offer-body{padding-top:26px}
  .offer-bank{width:230px;min-width:200px;flex-shrink:0;border-bottom:none;border-right:1px solid var(--gray-200);padding:18px;flex-direction:column;align-items:flex-start;justify-content:center}
  .offer-rates{grid-template-columns:repeat(3,1fr);border-bottom:none;border-right:1px solid var(--gray-200);flex:1}
  .offer-actions{grid-template-columns:1fr;border-top:none;width:180px;flex-shrink:0;display:flex;flex-direction:column;gap:0}
  .btn-elig{flex:1;border-radius:0}
  .btn-det{flex:1;border:none;border-top:1px solid var(--gray-200);border-bottom:1px solid var(--gray-200)}
  .btn-cmp{flex:1;border-radius:0 0 var(--r-lg) 0}
  .offer-foot{padding:10px 18px}
}
@media(min-width:1400px){
  :root{--pad:clamp(48px,5vw,80px)}
  .offer-bank{width:260px}
  .offer-actions{width:200px}
  .main-grid{grid-template-columns:1fr 320px}
}

/* Overlays */
.ov{position:fixed;inset:0;background:rgba(10,22,40,.5);z-index:500;display:none;flex-direction:column}
.ov.open{display:flex}
.dp{position:fixed;inset:0;background:rgba(10,22,40,.45);z-index:400;display:flex;justify-content:flex-end;opacity:0;pointer-events:none;transition:opacity .25s}
.dp.open{opacity:1!important;pointer-events:all}
.dp.open .dp-panel{transform:translateX(0)}

@media(max-width:767px){
  .filter-bar{padding:12px var(--pad)}
  .filter-grid{grid-template-columns:1fr 1fr;gap:8px}
  .offer-body{flex-direction:column}
  .offer-bank{width:100%;border-right:none;border-bottom:1px solid var(--gray-200)}
  .offer-rates{flex-direction:row;flex-wrap:wrap;gap:0;border-bottom:1px solid var(--gray-200)}
  .offer-rate{flex:1;min-width:33%;border-right:1px solid var(--gray-200);padding:10px 8px}
  .offer-rate:last-child{border-right:none}
  .offer-actions{width:100%;flex-direction:row;border-radius:0 0 var(--r-lg) var(--r-lg);overflow:hidden}
  .btn-elig{flex:1;border-radius:0;padding:12px 6px;font-size:.75rem}
  .btn-det{flex:1;border-radius:0;padding:12px 6px;font-size:.75rem;border-right:1px solid rgba(255,255,255,.15)}
  .btn-cmp{flex:1;border-radius:0;padding:12px 6px;font-size:.75rem}
  .offer-foot{flex-direction:column;gap:4px;font-size:.75rem}
  .main-grid{grid-template-columns:1fr}
  .sidebar{display:none!important}
}
@media(max-width:480px){.filter-grid{grid-template-columns:1fr}}